Risk Manager
Department: Credit Programs 620
Office: The Edges - Sioux Falls, SD
Location: Sioux Falls, SD
Description
Summary: Responsible for ensuring that the credit department maintains sound internal controls and conforms to various compliance standards required by bank policies, procedures, laws and regulations.
Essential Duties and Responsibilities:
- Works closely with frontline managers and supervisors within the credit department to strengthen internal controls and systems.
- Works closely with Meta internal audit and compliance staff to ensure proper controls are in place and functioning in accordance with company policies.
- Represents the credit department in addressing specific weaknesses in departmental internal controls identified by internal or external parties.
- Spearheads ongoing, periodic third party reviews and coordinates due diligence reviews of potential new business partners.
- Conducts various quality assurance reviews and/or assembles and reports on quality reviews taking place within the department.
- Monitors pronouncements and other announcements and financial disclosures made by key third parties.
- Completes Performance Matrices for key third party service providers and partners gauging conformance to predetermined operational and financial benchmarks and contributes significantly to the establishment of those benchmarks.
- Monitors conformance to standards set forth by the Sarbanes Oxley Act and represents the credit group in SOX-related projects or reporting needs.
- Responds to internal audit and corporate compliance findings and is a key contributor for the credit department in responding to regulatory inquiries or examination findings.
- Ensures employees within the credit department complete required training in a timely manner.
- Represent the Company on standing and ad-hoc groups, project teams, and committees as assigned by the Senior Vice President of Credit.
- Primary coordinator and drafter of credit department policies and procedures.
- Other duties may be assigned.
Supervisory Responsibilities: This job has no supervisory responsibilities.
Education and/or Experience: Bachelor’s degree (B.A.) from a college or university and 3 years experience in credit operations or 5 years equivalent experience.
Certificates, Licenses, Registrations:
Other Skills and Abilities:
Other Qualifications:
Values Statement: Meta Financial employees uphold our philosophy of 'People Helping People' by contributing to building a positive team spirit and inspiring and motivating others to perform well. Employees must speak clearly and persuasively in positive and negative situations and continually look for ways to improve and promote quality products and services to our customers.
General sign-off: The employee is expected to adhere to all company policies including but not limited to the Vision, Mission, and Value statements and actively participate in company programs including, but not limited to, Performance Management and Compliance Training. The employee must comply with all provisions of the Bank Secrecy Act and maintain complete confidentiality with all bank business.
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Language Skills: Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Must have excellent verbal and written communication skills and be able to handle self in a professional manner under stressful circumstances with the ability to multi-task and work in a fast paced environment.
Mathematical Skills: Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent.
Reasoning Ability: Must have the ability to solve practical problems and carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations.
Computer Skills: To perform this job successfully, an individual should be prepared to perform significant portions of their work in a computer based work environment. They should have experience with:
- Microsoft Word, Excel and Outlook
Physical Demands: While performing the duties of this job, the employee is frequently required to stand; walk; use hands to finger, handle, or feel and reach with hands and arms. The employee is frequently required to sit. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.
Work Environment: The noise level in the work environment is usually moderate.
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